:root {
  --ink: #07192b;
  --ink-2: #0d2944;
  --cream: #f5f1e9;
  --paper: #fbfaf7;
  --white: #ffffff;
  --gold: #cba35f;
  --gold-light: #e8cf9e;
  --muted: #687585;
  --line: rgba(7, 25, 43, .12);
  --dark-line: rgba(255,255,255,.14);
  --shadow: 0 24px 80px rgba(7, 25, 43, .12);
  --radius: 18px;
  --shell: min(1180px, calc(100% - 48px));
  --ease: cubic-bezier(.22,1,.36,1);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}
body.menu-open { overflow: hidden; }
img { max-width: 100%; display: block; }
a { color: inherit; }
button, select { font: inherit; }
button { color: inherit; }
svg { fill: none; stroke: currentColor; stroke-width: 1.8; stroke-linecap: round; stroke-linejoin: round; }

.skip-link {
  position: fixed; left: 16px; top: -100px; z-index: 1000;
  padding: 12px 16px; background: var(--gold); color: var(--ink);
  border-radius: 6px; text-decoration: none; font-weight: 700;
}
.skip-link:focus { top: 16px; }
.shell { width: var(--shell); margin-inline: auto; }

.site-header {
  position: fixed; inset: 0 0 auto; z-index: 100;
  background: rgba(4,17,29,.48);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(255,255,255,.06);
  transition: background .35s ease, border-color .35s ease, transform .35s ease;
}

.site-header.scrolled {
  background: rgba(7, 25, 43, .88);
  backdrop-filter: blur(18px);
  border-color: rgba(255,255,255,.1);
}
.header-inner { min-height: 82px; display: flex; align-items: center; gap: 34px; }
.brand { display: inline-flex; align-items: center; gap: 12px; color: var(--white); text-decoration: none; flex-shrink: 0; }
.brand-mark {
  width: 38px; height: 38px; display: grid; place-items: center;
  border: 1px solid rgba(232,207,158,.7); color: var(--gold-light);
  font-size: 12px; font-weight: 800; letter-spacing: .12em;
}
.brand-copy { display: flex; flex-direction: column; line-height: 1.1; }
.brand-copy strong { text-transform: uppercase; letter-spacing: .08em; font-size: 13px; }
.brand-copy small { margin-top: 5px; color: rgba(255,255,255,.62); letter-spacing: .16em; text-transform: uppercase; font-size: 8px; }
.main-nav { display: flex; align-items: center; justify-content: center; gap: 28px; margin-left: auto; }
.main-nav a { color: rgba(255,255,255,.72); text-decoration: none; font-size: 13px; font-weight: 650; transition: color .2s ease; }
.main-nav a:hover, .main-nav a:focus-visible { color: var(--white); }
.menu-button { display: none; border: 0; background: none; width: 44px; height: 44px; padding: 12px; margin-left: auto; }
.menu-button span { display: block; height: 1px; background: white; margin: 6px 0; transition: transform .25s ease; }

.button {
  min-height: 54px; padding: 0 24px; display: inline-flex; align-items: center; justify-content: center; gap: 12px;
  border: 1px solid transparent; text-decoration: none; font-weight: 750; font-size: 14px; letter-spacing: .01em;
  border-radius: 3px; transition: transform .25s var(--ease), box-shadow .25s ease, background .25s ease, border-color .25s ease;
}
.button:hover { transform: translateY(-2px); }
.button svg { width: 18px; height: 18px; }
.button-small { min-height: 44px; padding-inline: 18px; font-size: 13px; background: var(--gold); color: var(--ink); }
.button-primary { background: var(--gold); color: var(--ink); box-shadow: 0 14px 32px rgba(203,163,95,.18); }
.button-primary:hover { background: var(--gold-light); box-shadow: 0 18px 42px rgba(203,163,95,.24); }
.button-outline { border-color: rgba(255,255,255,.35); color: white; background: rgba(255,255,255,.03); }
.button-outline:hover { border-color: var(--gold); color: var(--gold-light); }
.button-full { width: 100%; }
.text-link { color: rgba(255,255,255,.8); text-decoration: none; font-size: 14px; font-weight: 700; border-bottom: 1px solid rgba(255,255,255,.35); padding-bottom: 4px; }
.text-link:hover { color: white; border-color: var(--gold); }
.text-link-dark { color: var(--ink); border-color: rgba(7,25,43,.25); }

.hero {
  position: relative; overflow: hidden; min-height: 810px; color: white;
  background:
    radial-gradient(circle at 75% 35%, rgba(58,92,119,.38), transparent 30%),
    radial-gradient(circle at 20% 20%, rgba(203,163,95,.08), transparent 28%),
    linear-gradient(128deg, #061422 0%, #07192b 52%, #0a2138 100%);
}
.hero::before {
  content: ""; position: absolute; inset: 0; opacity: .12; pointer-events: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='160' height='160'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.8' numOctaves='2' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.18'/%3E%3C/svg%3E");
}
.hero-grid { position: relative; z-index: 2; display: grid; grid-template-columns: 1.05fr .95fr; min-height: 810px; align-items: center; padding-top: 98px; }
.hero-copy { padding: 60px 0 86px; max-width: 650px; }
.eyebrow { margin: 0 0 22px; display: flex; align-items: center; gap: 12px; color: var(--gold-light); font-size: 12px; letter-spacing: .18em; text-transform: uppercase; font-weight: 800; }
.eyebrow span { width: 34px; height: 1px; background: currentColor; }
.eyebrow-dark { color: #9b7434; }
h1,h2,h3,p { margin-top: 0; }
h1,h2,h3 { line-height: 1.05; letter-spacing: -.035em; }
h1 { margin-bottom: 28px; font-size: clamp(54px, 6.6vw, 92px); max-width: 780px; font-weight: 760; }
h1 em, h2 em { color: var(--gold-light); font-family: Georgia, "Times New Roman", serif; font-weight: 400; }
.hero-intro { max-width: 610px; margin-bottom: 34px; color: rgba(255,255,255,.72); font-size: clamp(18px, 2vw, 21px); line-height: 1.65; }
.hero-actions { display: flex; align-items: center; gap: 28px; flex-wrap: wrap; }
.hero-proof { margin-top: 32px; display: flex; gap: 22px; flex-wrap: wrap; color: rgba(255,255,255,.62); font-size: 12px; text-transform: uppercase; letter-spacing: .1em; }
.hero-proof span { display: flex; align-items: center; gap: 8px; }
.hero-proof i { width: 5px; height: 5px; background: var(--gold); border-radius: 50%; }
.hero-visual { position: relative; height: 100%; align-self: stretch; }
.hero-visual picture { display: block; position: absolute; right: 8px; bottom: -120px; width: min(500px, 43vw); z-index: 2; }
.hero-visual img { width: 100%; height: auto; filter: drop-shadow(0 32px 48px rgba(0,0,0,.35)); }
.portrait-halo { position: absolute; width: 560px; height: 560px; border-radius: 50%; border: 1px solid rgba(232,207,158,.16); top: 160px; right: -10px; }
.portrait-halo::before, .portrait-halo::after { content: ""; position: absolute; inset: 52px; border: 1px solid rgba(255,255,255,.08); border-radius: inherit; }
.portrait-halo::after { inset: 112px; }
.advisor-card {
  position: absolute; z-index: 4; right: 0; bottom: 78px; width: 300px; padding: 24px 25px 22px;
  background: rgba(5,19,33,.9); border: 1px solid rgba(232,207,158,.22); box-shadow: 0 22px 60px rgba(0,0,0,.28); backdrop-filter: blur(14px);
}
.advisor-card-line { display: block; width: 42px; height: 2px; background: var(--gold); margin-bottom: 15px; }
.advisor-card strong { display: block; font-size: 17px; letter-spacing: .01em; }
.advisor-card p { margin: 8px 0 14px; font-size: 13px; color: rgba(255,255,255,.65); line-height: 1.55; }
.advisor-card a { color: var(--gold-light); text-decoration: none; font-size: 13px; font-weight: 750; }
.hero-rule { position: relative; z-index: 5; height: 1px; background: linear-gradient(90deg, var(--gold), rgba(255,255,255,.12), transparent); }

.signal-bar { background: var(--cream); border-bottom: 1px solid var(--line); }
.signal-grid { display: grid; grid-template-columns: repeat(3,1fr); }
.signal-grid > div { min-height: 120px; padding: 26px 34px; display: flex; align-items: center; gap: 18px; border-right: 1px solid var(--line); }
.signal-grid > div:first-child { border-left: 1px solid var(--line); }
.signal-grid span { color: #b1843d; font-family: Georgia, serif; font-size: 15px; }
.signal-grid p { margin: 0; font-size: 14px; color: var(--muted); }
.signal-grid strong { color: var(--ink); }

.section { padding: 128px 0; }
.section-light { background: var(--paper); }
.section-heading { max-width: 770px; margin-bottom: 56px; }
.section-heading.centered { margin-inline: auto; text-align: center; }
.section-heading.centered .eyebrow { justify-content: center; }
h2 { margin-bottom: 24px; font-size: clamp(40px, 5vw, 66px); }
.section-heading > p:last-child, .check-intro > p, .focus-copy > p, .faq-intro > p { color: var(--muted); font-size: 18px; line-height: 1.7; }
.feature-grid { display: grid; grid-template-columns: repeat(4,1fr); border-top: 1px solid var(--line); border-left: 1px solid var(--line); }
.feature-card { position: relative; min-height: 360px; padding: 34px 28px 30px; border-right: 1px solid var(--line); border-bottom: 1px solid var(--line); background: rgba(255,255,255,.52); transition: background .25s ease, transform .25s var(--ease); }
.feature-card:hover { background: white; transform: translateY(-6px); box-shadow: var(--shadow); z-index: 2; }
.feature-card > span { position: absolute; top: 28px; right: 25px; color: #b9b3aa; font-size: 11px; letter-spacing: .12em; }
.icon-box { width: 55px; height: 55px; display: grid; place-items: center; background: var(--cream); color: #a67b37; margin-bottom: 65px; }
.icon-box svg { width: 26px; height: 26px; }
.feature-card h3 { margin-bottom: 16px; font-size: 23px; }
.feature-card p { margin: 0; color: var(--muted); font-size: 14px; line-height: 1.65; }

.focus-section { color: white; background: var(--ink); }
.focus-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 90px; align-items: start; }
.focus-copy { position: sticky; top: 130px; }
.focus-copy h2 { max-width: 500px; }
.focus-copy > p { color: rgba(255,255,255,.62); max-width: 520px; margin-bottom: 34px; }
.focus-list { border-top: 1px solid var(--dark-line); }
.focus-list article { display: grid; grid-template-columns: 64px 1fr; gap: 22px; padding: 34px 0; border-bottom: 1px solid var(--dark-line); }
.focus-list article > span { color: var(--gold); font-family: Georgia, serif; font-size: 15px; }
.focus-list h3 { margin-bottom: 8px; font-size: 24px; }
.focus-list p { margin: 0; color: rgba(255,255,255,.56); font-size: 15px; }

.section-check { background: var(--cream); }
.check-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 110px; align-items: center; }
.check-intro h2 { max-width: 540px; }
.privacy-note { margin-top: 30px; display: flex; gap: 12px; align-items: center; color: #6d675f; font-size: 13px; }
.privacy-note svg { width: 20px; height: 20px; color: #9b7434; }
.check-card { position: relative; padding: 48px; background: white; border: 1px solid rgba(7,25,43,.08); box-shadow: 0 26px 80px rgba(7,25,43,.09); }
.form-progress { position: absolute; top: 0; left: 0; right: 0; height: 3px; background: #eee9e0; }
.form-progress span { display: block; width: 22%; height: 100%; background: var(--gold); transition: width .35s ease; }
.form-group { margin-bottom: 24px; }
.form-group label { display: block; margin-bottom: 9px; font-size: 13px; font-weight: 750; }
.form-group select { width: 100%; min-height: 56px; padding: 0 48px 0 16px; border: 1px solid #dad6cf; border-radius: 0; background: white; color: var(--ink); appearance: none; background-image: linear-gradient(45deg, transparent 50%, #6c747d 50%), linear-gradient(135deg, #6c747d 50%, transparent 50%); background-position: calc(100% - 20px) 24px, calc(100% - 15px) 24px; background-size: 5px 5px; background-repeat: no-repeat; }
.form-group select:focus { outline: 2px solid rgba(203,163,95,.4); border-color: var(--gold); }
.form-disclaimer { margin: 14px 0 0; color: #8a8e93; text-align: center; font-size: 11px; }
.check-result { position: absolute; inset: 0; padding: 48px; background: white; overflow-y: auto; }
.result-kicker { color: #9b7434; text-transform: uppercase; letter-spacing: .14em; font-size: 11px; font-weight: 800; }
.check-result h3 { font-size: 30px; margin-bottom: 24px; }
.check-result ul { list-style: none; padding: 0; margin: 0 0 28px; }
.check-result li { position: relative; padding: 13px 0 13px 30px; border-bottom: 1px solid var(--line); color: var(--muted); }
.check-result li::before { content: ""; position: absolute; left: 0; top: 20px; width: 8px; height: 8px; border: 2px solid var(--gold); border-radius: 50%; }
.reset-button { display: block; margin: 17px auto 0; border: 0; background: none; color: var(--muted); text-decoration: underline; cursor: pointer; font-size: 12px; }

.process-section { background: var(--paper); }
.process-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; counter-reset: process; }
.process-card { min-height: 300px; padding: 36px; background: white; border: 1px solid var(--line); }
.process-number { color: var(--gold); font-family: Georgia, serif; font-size: 42px; margin-bottom: 72px; }
.process-card h3 { font-size: 26px; margin-bottom: 14px; }
.process-card p { margin: 0; color: var(--muted); font-size: 15px; }

.about-section { color: white; background: linear-gradient(135deg, #0b2035, #061523); overflow: hidden; }
.about-grid { display: grid; grid-template-columns: .85fr 1.15fr; gap: 100px; align-items: center; }
.about-image { position: relative; min-height: 650px; }
.about-image-frame { position: absolute; left: 0; bottom: -128px; width: 100%; max-width: 470px; height: 700px; overflow: hidden; border-left: 1px solid rgba(232,207,158,.32); border-right: 1px solid rgba(232,207,158,.14); }
.about-image-frame::before { content: ""; position: absolute; inset: 0; z-index: 2; background: linear-gradient(to top, #081a2b 0%, transparent 35%); pointer-events: none; }
.about-image-frame img { width: 100%; height: 100%; object-fit: cover; object-position: 50% 10%; }
.signature { position: absolute; z-index: 4; left: 28px; bottom: 26px; color: var(--gold-light); font-family: "Segoe Script", "Bradley Hand", cursive; font-size: 30px; transform: rotate(-4deg); }
.about-copy { padding: 20px 0; }
.about-copy h2 { max-width: 700px; }
.about-lead { font-size: 22px; color: white; line-height: 1.55; max-width: 660px; }
.about-copy > p:not(.eyebrow):not(.about-lead) { color: rgba(255,255,255,.62); font-size: 16px; line-height: 1.75; max-width: 680px; }
.about-values { margin-top: 38px; display: grid; grid-template-columns: repeat(3,1fr); border-top: 1px solid var(--dark-line); border-bottom: 1px solid var(--dark-line); }
.about-values div { padding: 24px 18px 24px 0; }
.about-values div + div { border-left: 1px solid var(--dark-line); padding-left: 18px; }
.about-values strong, .about-values span { display: block; }
.about-values strong { font-size: 15px; color: var(--gold-light); }
.about-values span { margin-top: 6px; color: rgba(255,255,255,.5); font-size: 12px; }
.about-contact { display: flex; gap: 36px; margin-top: 30px; flex-wrap: wrap; }
.about-contact a { color: white; text-decoration: none; font-weight: 700; }
.about-contact a span { display: block; margin-bottom: 4px; color: rgba(255,255,255,.45); text-transform: uppercase; letter-spacing: .13em; font-size: 9px; }


/* Google reviews */
.reviews-section { background: #f4efe6; overflow: hidden; }
.reviews-layout { display: grid; grid-template-columns: .92fr 1.08fr; gap: clamp(54px, 8vw, 120px); align-items: center; }
.reviews-intro h2 { max-width: 620px; }
.reviews-intro > p:not(.eyebrow) { max-width: 620px; color: var(--muted); font-size: 17px; line-height: 1.75; }
.reviews-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 24px; margin-top: 34px; }
.button-dark { color: white; background: var(--ink); }
.button-dark:hover { background: #102d49; }
.reviews-panel { position: relative; }
.reviews-panel::before { content: ""; position: absolute; width: 280px; height: 280px; right: -90px; top: -95px; border: 1px solid rgba(166,123,55,.23); border-radius: 50%; }
.reviews-panel::after { content: ""; position: absolute; width: 170px; height: 170px; right: -30px; top: -40px; border: 1px solid rgba(166,123,55,.16); border-radius: 50%; }
.google-rating-card { position: relative; z-index: 2; display: grid; grid-template-columns: 82px 1fr; gap: 30px; align-items: center; min-height: 270px; padding: 48px; background: white; border: 1px solid rgba(7,25,43,.08); box-shadow: 0 28px 90px rgba(7,25,43,.11); }
.google-mark { width: 76px; height: 76px; display: grid; place-items: center; border-radius: 50%; background: #fff; box-shadow: 0 9px 32px rgba(7,25,43,.12); border: 1px solid #ece8e1; font-family: Arial, sans-serif; font-size: 38px; font-weight: 800; color: #4285f4; }
.rating-label { display: block; margin-bottom: 10px; color: #7e7569; text-transform: uppercase; letter-spacing: .14em; font-size: 10px; font-weight: 800; }
.rating-row { display: flex; align-items: center; flex-wrap: wrap; gap: 18px; }
.rating-row strong { font-family: Georgia, serif; font-size: clamp(56px, 6vw, 78px); font-weight: 500; line-height: 1; color: var(--ink); }
.rating-stars { color: #d59b35; letter-spacing: .12em; font-size: 22px; white-space: nowrap; }
.rating-copy p { margin: 14px 0 5px; color: var(--muted); }
.rating-copy small { color: #928a80; font-size: 11px; }
.trust-note { position: relative; z-index: 3; width: calc(100% - 54px); margin: -18px 0 0 54px; padding: 27px 30px; display: grid; grid-template-columns: 42px 1fr; gap: 18px; color: white; background: var(--ink); }
.trust-note-icon { width: 42px; height: 42px; display: grid; place-items: center; color: var(--gold-light); border: 1px solid rgba(232,207,158,.28); }
.trust-note-icon svg { width: 22px; height: 22px; }
.trust-note strong { display: block; margin-bottom: 6px; font-size: 15px; }
.trust-note p { margin: 0; color: rgba(255,255,255,.58); font-size: 13px; line-height: 1.6; }

.faq-section { background: var(--paper); }
.faq-grid { display: grid; grid-template-columns: .75fr 1.25fr; gap: 100px; align-items: start; }
.faq-intro { position: sticky; top: 130px; }
.faq-intro h2 { font-size: clamp(38px, 4.5vw, 58px); }
.accordion { border-top: 1px solid var(--line); }
.accordion-item { border-bottom: 1px solid var(--line); }
.accordion-item button { width: 100%; min-height: 94px; display: flex; justify-content: space-between; gap: 24px; align-items: center; border: 0; background: none; text-align: left; cursor: pointer; padding: 22px 0; font-weight: 750; font-size: 18px; }
.accordion-item i { position: relative; flex: 0 0 24px; width: 24px; height: 24px; }
.accordion-item i::before, .accordion-item i::after { content: ""; position: absolute; left: 3px; right: 3px; top: 11px; height: 1px; background: var(--ink); transition: transform .25s ease; }
.accordion-item i::after { transform: rotate(90deg); }
.accordion-item button[aria-expanded="true"] i::after { transform: rotate(0); }
.accordion-panel { display: grid; grid-template-rows: 0fr; transition: grid-template-rows .3s var(--ease); }
.accordion-panel > p { overflow: hidden; margin: 0; color: var(--muted); padding-right: 50px; }
.accordion-item button[aria-expanded="true"] + .accordion-panel { grid-template-rows: 1fr; }
.accordion-item button[aria-expanded="true"] + .accordion-panel > p { padding-bottom: 28px; }

.closing-cta { padding: 92px 0; color: white; background: #07192b; border-top: 1px solid rgba(255,255,255,.1); }
.closing-grid { display: grid; grid-template-columns: 1.2fr .8fr; gap: 70px; align-items: end; }
.closing-grid h2 { margin: 0; max-width: 760px; }
.closing-action { padding-left: 46px; border-left: 1px solid rgba(255,255,255,.15); }
.closing-action p { color: rgba(255,255,255,.58); }

.site-footer { padding: 76px 0 24px; color: white; background: #04111d; }
.footer-grid { display: grid; grid-template-columns: 1.35fr 1fr .7fr .7fr; gap: 64px; }
.brand-footer { margin-bottom: 24px; }
.footer-brand > p { color: rgba(255,255,255,.48); max-width: 330px; font-size: 14px; }
.footer-column { display: flex; flex-direction: column; gap: 9px; }
.footer-column h2 { margin-bottom: 11px; color: var(--gold-light); font-size: 11px; text-transform: uppercase; letter-spacing: .15em; }
.footer-column a, .footer-column address { color: rgba(255,255,255,.62); text-decoration: none; font-style: normal; font-size: 13px; line-height: 1.7; }
.footer-column a:hover { color: white; }
.register-note { color: rgba(255,255,255,.36); font-size: 11px; }
.footer-bottom { display: flex; justify-content: space-between; gap: 30px; margin-top: 64px; padding-top: 22px; border-top: 1px solid rgba(255,255,255,.1); color: rgba(255,255,255,.36); font-size: 10px; }

.whatsapp-button { position: fixed; right: 24px; bottom: 24px; z-index: 90; width: 54px; height: 54px; display: grid; place-items: center; color: white; background: #1fa855; border-radius: 50%; box-shadow: 0 12px 34px rgba(0,0,0,.25); transition: transform .25s var(--ease); }
.whatsapp-button:hover { transform: translateY(-3px) scale(1.03); }
.whatsapp-button svg { width: 27px; height: 27px; fill: currentColor; stroke: none; }
.mobile-cta { display: none; }

.legal-main { min-height: 100vh; background: var(--paper); }
.legal-hero { padding: 160px 0 64px; color: white; background: var(--ink); }
.legal-hero h1 { font-size: clamp(48px,7vw,82px); margin: 0; }
.legal-content { max-width: 860px; padding: 80px 0 120px; }
.legal-content h2 { font-size: 28px; margin-top: 50px; }
.legal-content h3 { font-size: 20px; margin-top: 34px; }
.legal-content p, .legal-content li, .legal-content address { color: #4e5d6d; font-size: 15px; line-height: 1.75; font-style: normal; }
.legal-content a { color: #8d672c; }
.legal-card { padding: 32px; margin: 26px 0; border: 1px solid var(--line); background: white; }
.legal-note { padding: 18px 20px; background: #fff7e7; border-left: 3px solid var(--gold); color: #665838; font-size: 13px; }
.back-link { display: inline-flex; align-items: center; gap: 9px; margin-top: 24px; color: rgba(255,255,255,.7); text-decoration: none; }

.reveal { opacity: 0; transform: translateY(26px); transition: opacity .8s var(--ease), transform .8s var(--ease); }
.reveal.is-visible { opacity: 1; transform: none; }
.reveal-delay { transition-delay: .12s; }
.reveal-delay-1 { transition-delay: .08s; }
.reveal-delay-2 { transition-delay: .16s; }
.reveal-delay-3 { transition-delay: .24s; }

@media (max-width: 1050px) {
  :root { --shell: min(100% - 36px, 960px); }
  .main-nav { gap: 18px; }
  .header-cta { display: none; }
  .hero { min-height: 760px; }
  .hero-grid { min-height: 760px; grid-template-columns: 1.1fr .9fr; }
  .hero-copy { padding-top: 80px; }
  .hero-visual picture { width: 445px; right: -24px; bottom: -130px; }
  .advisor-card { right: -8px; width: 270px; }
  .feature-grid { grid-template-columns: repeat(2,1fr); }
  .focus-grid, .check-grid, .faq-grid { gap: 60px; }
  .about-grid { gap: 60px; }
  .footer-grid { grid-template-columns: 1.3fr 1fr 1fr; }
  .footer-column:last-child { grid-column: 2 / 4; }
}

@media (max-width: 820px) {
  .header-inner { min-height: 70px; }
  .menu-button { display: block; }
  .menu-button[aria-expanded="true"] span:first-child { transform: translateY(3.5px) rotate(45deg); }
  .menu-button[aria-expanded="true"] span:last-child { transform: translateY(-3.5px) rotate(-45deg); }
  .main-nav { position: fixed; inset: 70px 0 0; display: flex; flex-direction: column; justify-content: flex-start; align-items: stretch; gap: 0; padding: 34px 24px; background: rgba(4,17,29,.98); transform: translateX(100%); transition: transform .3s var(--ease); }
  .main-nav.open { transform: none; }
  .main-nav a { padding: 18px 0; border-bottom: 1px solid rgba(255,255,255,.1); font-size: 18px; }
  .hero { min-height: auto; }
  .hero-grid { min-height: auto; display: flex; flex-direction: column; padding-top: 70px; }
  .hero-copy { position: relative; z-index: 5; padding: 72px 0 36px; max-width: 680px; }
  h1 { font-size: clamp(48px, 12vw, 74px); }
  .hero-intro { max-width: 620px; }
  .hero-visual { position: relative; inset: auto; width: 100%; height: 560px; }
  .hero-visual picture { width: 390px; right: 50%; bottom: -145px; transform: translateX(50%); }
  .portrait-halo { width: 430px; height: 430px; top: 38px; right: 50%; transform: translateX(50%); }
  .advisor-card { right: 0; bottom: 40px; }
  .signal-grid { grid-template-columns: 1fr; }
  .signal-grid > div { min-height: 92px; border-left: 1px solid var(--line); border-bottom: 1px solid var(--line); }
  .section { padding: 94px 0; }
  .focus-grid, .check-grid, .about-grid, .faq-grid, .closing-grid { grid-template-columns: 1fr; }
  .focus-copy, .faq-intro { position: static; }
  .check-grid { gap: 46px; }
  .process-grid { grid-template-columns: 1fr; }
  .process-card { min-height: auto; }
  .process-number { margin-bottom: 38px; }
  .about-grid { gap: 50px; }
  .about-image { min-height: 560px; order: 2; }
  .about-image-frame { bottom: -94px; max-width: 520px; left: 50%; transform: translateX(-50%); }
  .about-copy { order: 1; }
  .closing-action { border-left: 0; border-top: 1px solid rgba(255,255,255,.15); padding: 34px 0 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .footer-column:last-child { grid-column: auto; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 600px) {
  :root { --shell: calc(100% - 28px); }
  .brand-copy strong { font-size: 11px; }
  .brand-copy small { font-size: 7px; }
  .brand-mark { width: 34px; height: 34px; }
  .hero-grid { min-height: auto; }
  .hero-copy { padding: 56px 0 26px; }
  h1 { font-size: clamp(43px, 13.2vw, 64px); }
  .hero-intro { font-size: 17px; }
  .hero-actions { align-items: stretch; gap: 18px; }
  .hero-actions .button { width: 100%; }
  .hero-actions .text-link { margin: 0 auto; }
  .hero-proof { gap: 12px 18px; }
  .hero-visual { height: 470px; }
  .hero-visual picture { width: 320px; bottom: -128px; }
  .advisor-card { display: none; }
  .portrait-halo { width: 340px; height: 340px; top: 28px; }
  .section { padding: 78px 0; }
  h2 { font-size: clamp(36px, 11vw, 50px); }
  .section-heading { margin-bottom: 40px; }
  .feature-grid { grid-template-columns: 1fr; }
  .feature-card { min-height: 290px; }
  .icon-box { margin-bottom: 42px; }
  .focus-list article { grid-template-columns: 42px 1fr; }
  .check-card { padding: 28px 20px; }
  .check-result { padding: 28px 20px; }
  .about-values { grid-template-columns: 1fr; }
  .about-values div + div { border-left: 0; border-top: 1px solid var(--dark-line); padding-left: 0; }
  .about-contact { flex-direction: column; gap: 16px; }
  .about-image { min-height: 500px; }
  .about-image-frame { height: 590px; }
  .faq-grid { gap: 40px; }
  .accordion-item button { min-height: 82px; font-size: 16px; }
  .closing-cta { padding: 72px 0; }
  .footer-grid { grid-template-columns: 1fr; gap: 38px; }
  .footer-brand, .footer-column:last-child { grid-column: auto; }
  .footer-bottom { flex-direction: column; gap: 8px; }
  .whatsapp-button { right: 16px; bottom: 82px; width: 50px; height: 50px; }
  .mobile-cta { position: fixed; z-index: 80; left: 0; right: 0; bottom: 0; display: block; padding: 10px 14px max(10px, env(safe-area-inset-bottom)); background: rgba(4,17,29,.94); backdrop-filter: blur(12px); border-top: 1px solid rgba(255,255,255,.1); opacity: 0; visibility: hidden; transform: translateY(100%); transition: transform .3s ease, opacity .3s ease, visibility .3s ease; }
  .mobile-cta.visible { opacity: 1; visibility: visible; transform: none; }
  .mobile-cta a { min-height: 48px; display: grid; place-items: center; background: var(--gold); color: var(--ink); text-decoration: none; font-weight: 800; }
  .legal-hero { padding-top: 130px; }
  .legal-content { padding: 55px 0 90px; }
  .legal-card { padding: 22px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
  .reveal { opacity: 1; transform: none; }
}


/* IONOS deployment refinements */
.footer-bottom-flat { margin-top: 0 !important; }
.thank-hero { min-height: 100vh; display: grid; place-items: center; padding: 90px 0; }
.thank-shell { max-width: 760px; text-align: center; }
.thank-eyebrow { justify-content: center; }
.thank-title { font-size: clamp(54px, 9vw, 96px); }
.thank-copy { max-width: 600px; margin: 28px auto; color: rgba(255,255,255,.68); font-size: 19px; }
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto !important; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}


/* Ruhestand & Eigenheim – explizite Depotpositionierung */
.dual-purpose-section {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 87% 10%, rgba(203,163,95,.11), transparent 28%),
    linear-gradient(180deg, #fbfaf7 0%, #f3eee5 100%);
}
.dual-purpose-section::before {
  content: "";
  position: absolute;
  width: 460px;
  height: 460px;
  border: 1px solid rgba(166,123,55,.14);
  border-radius: 50%;
  right: -250px;
  top: 70px;
}
.dual-heading { max-width: 960px; }
.dual-heading h2 { max-width: 940px; }
.dual-heading h2 em { color: #9b7434; }
.dual-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 26px; }
.dual-card {
  position: relative;
  min-height: 590px;
  padding: 44px;
  border: 1px solid rgba(7,25,43,.10);
  background: rgba(255,255,255,.86);
  box-shadow: 0 22px 70px rgba(7,25,43,.07);
  transition: transform .3s var(--ease), box-shadow .3s ease;
}
.dual-card:hover { transform: translateY(-6px); box-shadow: 0 30px 90px rgba(7,25,43,.12); }
.dual-card-home { color: white; background: linear-gradient(145deg, #0b2945 0%, #061827 100%); border-color: rgba(232,207,158,.22); }
.dual-card-topline { display: flex; align-items: center; justify-content: space-between; gap: 20px; padding-bottom: 22px; border-bottom: 1px solid var(--line); }
.dual-card-home .dual-card-topline { border-color: var(--dark-line); }
.dual-card-topline span { color: #a87830; font-family: Georgia, serif; font-size: 18px; }
.dual-card-home .dual-card-topline span { color: var(--gold-light); }
.dual-card-topline small { color: var(--muted); text-transform: uppercase; letter-spacing: .13em; font-size: 9px; font-weight: 800; }
.dual-card-home .dual-card-topline small { color: rgba(255,255,255,.52); }
.dual-icon { width: 72px; height: 72px; display: grid; place-items: center; margin: 56px 0 34px; color: #9b7434; background: var(--cream); }
.dual-card-home .dual-icon { color: var(--gold-light); background: rgba(255,255,255,.06); border: 1px solid rgba(232,207,158,.18); }
.dual-icon svg { width: 33px; height: 33px; }
.dual-card h3 { max-width: 500px; margin-bottom: 20px; font-size: clamp(30px, 3.2vw, 43px); }
.dual-card > p { color: var(--muted); font-size: 16px; line-height: 1.7; }
.dual-card-home > p { color: rgba(255,255,255,.62); }
.dual-card ul { list-style: none; padding: 0; margin: 34px 0 0; }
.dual-card li { position: relative; padding: 15px 0 15px 28px; border-top: 1px solid var(--line); color: #536273; font-size: 14px; }
.dual-card-home li { border-color: var(--dark-line); color: rgba(255,255,255,.66); }
.dual-card li::before { content: ""; position: absolute; left: 1px; top: 21px; width: 8px; height: 8px; border: 2px solid var(--gold); border-radius: 50%; }
.dual-note { display: grid; grid-template-columns: auto 1fr; gap: 14px; align-items: start; margin-top: 28px; padding: 25px 28px; color: #655943; background: #fff8e8; border-left: 3px solid var(--gold); }
.dual-note strong { color: var(--ink); }
.dual-note p { margin: 0; font-size: 13px; line-height: 1.65; }
.official-note { margin: 26px 0 0; padding: 18px 20px; color: #716858; background: #f8f3ea; border-left: 3px solid var(--gold); font-size: 12px; line-height: 1.7; }
.official-note strong { color: var(--ink); }
.official-note a { color: #825f28; font-weight: 750; }
.about-values strong { font-size: clamp(24px, 2.6vw, 34px); font-family: Georgia, serif; font-weight: 500; }

@media (max-width: 820px) {
  .dual-grid { grid-template-columns: 1fr; }
  .dual-card { min-height: auto; }
}
@media (max-width: 600px) {
  .dual-card { padding: 30px 22px; }
  .dual-icon { margin-top: 38px; }
  .dual-note { grid-template-columns: 1fr; padding: 22px; }
}


/* Riester-Wechsel: prominent transfer section */
.riester-section {
  position: relative;
  overflow: hidden;
  background:
    radial-gradient(circle at 86% 12%, rgba(203,163,95,.16), transparent 26%),
    linear-gradient(180deg, #f8f4ec 0%, #fff 100%);
}
.riester-section::before {
  content: "";
  position: absolute;
  width: 520px;
  height: 520px;
  left: -350px;
  bottom: -280px;
  border: 1px solid rgba(166,123,55,.14);
  border-radius: 50%;
}
.riester-grid {
  position: relative;
  display: grid;
  grid-template-columns: .93fr 1.07fr;
  gap: 88px;
  align-items: center;
}
.riester-copy h2 { max-width: 700px; }
.riester-copy h2 em { color: #9b7434; }
.riester-lead {
  max-width: 650px;
  margin-bottom: 28px;
  color: var(--muted);
  font-size: 18px;
  line-height: 1.72;
}
.riester-highlight {
  max-width: 650px;
  margin: 0 0 32px;
  padding: 25px 27px;
  background: #fff8e8;
  border-left: 3px solid var(--gold);
  box-shadow: 0 16px 42px rgba(7,25,43,.06);
}
.riester-highlight strong { display: block; margin-bottom: 8px; color: var(--ink); font-size: 17px; }
.riester-highlight p { margin: 0; color: #675f52; font-size: 14px; line-height: 1.68; }
.riester-transfer {
  display: grid;
  grid-template-columns: 1fr 76px 1fr;
  align-items: center;
  padding: 24px;
  background: rgba(255,255,255,.72);
  border: 1px solid rgba(7,25,43,.09);
  box-shadow: 0 28px 90px rgba(7,25,43,.10);
  backdrop-filter: blur(12px);
}
.transfer-card {
  position: relative;
  min-height: 390px;
  padding: 32px 28px;
  border: 1px solid var(--line);
  background: white;
}
.transfer-new {
  color: white;
  border-color: rgba(232,207,158,.2);
  background: linear-gradient(145deg, #0b2945 0%, #061827 100%);
}
.transfer-label {
  display: inline-flex;
  min-height: 28px;
  align-items: center;
  padding: 0 11px;
  color: #8c682e;
  background: #f7eedc;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: 9px;
  font-weight: 850;
}
.transfer-new .transfer-label { color: var(--gold-light); background: rgba(232,207,158,.10); }
.transfer-icon {
  width: 62px;
  height: 62px;
  display: grid;
  place-items: center;
  margin: 48px 0 26px;
  color: #9b7434;
  background: var(--cream);
}
.transfer-new .transfer-icon { color: var(--gold-light); background: rgba(255,255,255,.06); }
.transfer-icon svg { width: 30px; height: 30px; }
.transfer-card h3 { min-height: 56px; margin-bottom: 22px; font-size: 26px; }
.transfer-card ul { list-style: none; padding: 0; margin: 0; }
.transfer-card li {
  position: relative;
  padding: 13px 0 13px 23px;
  border-top: 1px solid var(--line);
  color: var(--muted);
  font-size: 13px;
}
.transfer-new li { color: rgba(255,255,255,.62); border-color: var(--dark-line); }
.transfer-card li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 18px;
  width: 7px;
  height: 7px;
  border: 2px solid var(--gold);
  border-radius: 50%;
}
.transfer-arrow { display: grid; justify-items: center; gap: 13px; color: #9b7434; }
.transfer-arrow span { writing-mode: vertical-rl; transform: rotate(180deg); text-transform: uppercase; letter-spacing: .15em; font-size: 8px; font-weight: 850; }
.transfer-arrow svg { width: 46px; height: 24px; }
.riester-facts {
  position: relative;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  margin-top: 64px;
  border-top: 1px solid var(--line);
  border-left: 1px solid var(--line);
}
.riester-facts article {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 14px;
  min-height: 190px;
  padding: 30px 28px;
  background: rgba(255,255,255,.66);
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}
.riester-facts article > span { color: #a87830; font-family: Georgia, serif; font-size: 15px; }
.riester-facts h3 { margin-bottom: 10px; font-size: 20px; }
.riester-facts p { margin: 0; color: var(--muted); font-size: 13px; line-height: 1.62; }
.riester-source { margin-top: 24px; }

@media (max-width: 1040px) {
  .riester-grid { grid-template-columns: 1fr; gap: 55px; }
  .riester-copy { max-width: 760px; }
  .riester-transfer { max-width: 760px; }
}
@media (max-width: 820px) {
  .riester-facts { grid-template-columns: 1fr; }
}
@media (max-width: 680px) {
  .riester-transfer { grid-template-columns: 1fr; gap: 18px; padding: 16px; }
  .transfer-card { min-height: auto; }
  .transfer-card h3 { min-height: 0; }
  .transfer-arrow { grid-template-columns: auto auto; justify-content: center; align-items: center; }
  .transfer-arrow span { writing-mode: horizontal-tb; transform: none; }
  .transfer-arrow svg { transform: rotate(90deg); }
  .riester-highlight { padding: 22px; }
}